Tap to pay in stores with the PayPal Debit Card and earn rewards online with PayPal checkout.
Adidas
Sony
Instacart
1-800 flowers.com
Origins
Nobull
Ticketmaster
Add another 5% on purchases in your monthly category when you check out with your PayPal Debit Card.2
Apparel
Restaurants
Rideshare and Public Transit
Groceries
Fuel
Paid every two weeks. No late fees. Won't affect your credit score to apply.3
With $0 down.
No sign-up fees or late fees.4
Earn 3% cash back when you check out with PayPal and 1.5% on all other Mastercard purchases.5
Enjoy special financing on all qualifying travel purchases posted to your account by January 31, 2026.6 Plus, pay over time on all purchases of $149+ when you check out with PayPal.6
Your payments are encrypted and we don’t share your full financial info
It's free to set up, FDIC insured with and held at Synchrony Bank–and you can roll in all the cash back you earn with PayPal so you earn even more.
Crypto curious? Confidently buy, sell, and transfer your crypto – all backed by the security and trust of PayPal.10