Request and receive money

Get paid. Use the cash right away.

Split a bill. Collect rent from your roomies. Get paid back for dinner. Then get instant access to the money as soon as it hits your PayPal balance.1

Request MoneySign Up
Person holding a phone

Fast. Safe. Simple.

Chances are, they already have PayPal

With over 400+ million active accounts, it’s easy to get paid back from friends who use PayPal.1

The money goes right to your balance1

You get instant access to spend or send your cash from your PayPal balance.1

Group expenses are easy to share

Split any tab among multiple friends on PayPal—or easily pool money for group gifts, experiences, and more.2

Smart protections are built in

Every payment with PayPal is encrypted. And we don’t share your full financial info.

It’s easy to send

Share your PayPal handle.1 If you're face-to-face, show them your personal QR code for a fast way to get paid.3 It all starts in the app.

Get the App

Instant access to your money

Once the money hits your PayPal balance, you’re all set. Send money to friends.1 Shop online with millions of merchants around the world and earn cash back.4 Or roll it into a PayPal Savings account and start earning 3.80% APY.5

Request money.

Here’s how:

Find your people

Choose one of your contacts. Or type in their email or phone number.

Make it personal

Add a note or emoji. Or if it’s for your side hustle, let them know you appreciate them.

Give it a quick look

Make sure everything looks the way you want it to. Then send it. We’ll take care of the rest.

Manage group expenses better

Share the cost from the start or split payments in the app. Simply pool money2 up front for group gifts, trips, and more. Easily collect money for things like dinner and rent.

Pool Money

Earn 5% cash back

Spend your PayPal balance online or in stores with the PayPal Debit Card.6 Get 5% cash back on up to $1,000 spent each month in the category of your choice.7 Or withdraw cash for free at U.S. MoneyPass ATMs nationwide.8

Learn About the Debit Card

Frequently asked questions

Discover more ways to send and receive money

Send Money
 
Start Selling
 
PayPal.Me
 
Pool Money
 

All in the

PayPal app

It’s your do-it-all digital wallet. Load up on offers before you shop. Track your packages. And manage it all on the go.

1
An account with PayPal is required to send and receive money. A PayPal Balance account is required to hold and use a balance.
2
A PayPal Balance account is required to create a pool.
3
To use this feature, both sender and recipient must have the PayPal app.
4
Check offer for details. Redeem points for cash back or other options. Offer terms, PayPal Rewards terms and exclusions apply.
5
As of June 3, 2025, the annual percentage yield (APY) for PayPal Savings is 3.80%. This is a variable rate and can change at any time, including after the account is opened. PayPal is a financial technology company, not a bank. Banking services provided by Synchrony Bank, Member FDIC.
6
The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A. (“Bancorp”) pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.
PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance Account. See PayPal Balance Terms and Conditions.
If you have opened a PayPal Debit Card Mastercard® account, enrolled in Direct Deposit, or bought or received cryptocurrency with your personal PayPal Balance account, we will place your U.S. dollar PayPal Balance funds in one or more Program Banks, where they will, subject to certain conditions, be eligible for pass-through FDIC insurance, up to applicable limits. FDIC insurance protects you against the failure of a Program Bank, not the failure of PayPal. PayPal is not a bank, does not take deposits and is not FDIC insured. Any other balance funds and all cryptocurrencies are not held in FDIC-insured bank deposits. Cryptocurrencies may lose value. See PayPal Balance Terms and Conditions.
7
5% cash back earned on up to $1,000 of spending per month. Cash back awarded as points that can be redeemed for cash or other options. Terms apply.
8
ATMs must display the Mastercard®, Cirrus®, Pulse® or MoneyPass® acceptance marks. Up to $400 USD daily withdrawal limit applies. Transactions at non-MoneyPass ATMs have a $2.50 ATM Domestic and International Withdrawal Fee. No fee for MoneyPass ATM Withdrawals in the U.S. International Transaction Fee applies for International ATM Withdrawals. ATM operator fees may also apply. See Cardholder Agreement for details.
All screen images are for illustrative purposes only.