Business debit card

Get instant access to your PayPal funds

Use your sales proceeds as soon as they hit your PayPal balance1 and earn cash back online and in stores.2

Request Card
To be considered for a PayPal Business Debit Mastercard®, a customer must have a PayPal Business or PayPal Balance account. Sign up for free.
Image of a PayPal Business Debit Card

Smart spending. Safe transactions.

Instant access to cash and rewards

Your PayPal funds are available instantly. Plus you can earn unlimited 1% cash back on eligible purchases.2

Simpler expense tracking

Get up to 4 cards for employee use. Track spending in one place for easier bookkeeping.

Security and convenience

Gain peace of mind with PayPal Purchase Protection on eligible items.3 Set spending limits. And freeze and unfreeze cards from the PayPal app.

Simplify your business

Access your digital card right away

If approved, you'll get your digital card in minutes. Add it to Apple Pay or Google Pay for a fast and secure way to pay.

Let others make purchases

Get up to 4 cards for employee use. Reduce the need for expense reimbursement and easily track spending on each card.

Withdraw cash

Withdraw cash from your balance with PayPal at ATMs4 and get cash back when making purchases at participating retailers worldwide.5

Set up auto-payments

Use your PayPal Business Debit Card for automatic or recurring payments, while earning cash back on eligible purchases.2

Business rewards

done right

Tanya Jun, the owner of Motorcycle Works, uses her PayPal Business Debit Card to get cash back.

Get ready to grow

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Frequently asked questions

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Get paid. Get growing. Get ahead. Do more with the platform designed to power commerce.

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The PayPal Business Debit Mastercard® is issued by The Bancorp Bank, N.A. pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Card may be used everywhere Mastercard is accepted. The Bancorp Bank, N.A. is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
Google Pay and the Google Pay logo are trademarks of Google, LLC.
The lender for PayPal Working Capital and PayPal Business Loan in the US is WebBank. Not available in all states.
1
To be considered for a PayPal Business Debit Mastercard, a customer must have a PayPal Business or PayPal Balance account.
2
You'll receive unlimited 1% cash back on purchases when your PayPal Business Debit Mastercard purchase is completed as a credit transaction. Purchases eligible for cash back include transactions processed as credit by Mastercard. Purchases that are not eligible for the cash back include but are not limited to: transactions processed as cash withdrawals, cash advances, quasi-cash transactions or those using a PIN or that the merchant processes via debit network or PIN-less debit. Earned cash back will be added to your PayPal balance weekly. See Cardholder Agreement for complete details.
3
PayPal Purchase Protection is available on eligible transactions. Terms and limitations apply.
4
ATMs must display the Mastercard®, Maestro®, or Cirrus® acceptance marks. ATM owner operator fees may apply in addition to the ATM Domestic or International Withdrawal fee. A Foreign Transaction Fee also applies for international withdrawals. See Cardholder Agreement for amounts and details.
5
Cash back is available at Point of Sale devices at no-cost, as permissible by a merchant that bears the Maestro®, STAR® or PULSE® acceptance marks, and is dependent on retailer participation. Please verify acceptance with retailer at the time of the transaction. Up to $400.00 USD daily withdrawal limit applies. See Cardholder Agreement for details.